Kollmorgen & Associates Kollmorgen & Associates Services

In Nebraska, there are over 216,000 people trying to live with a disability.  A large portion of these didn’t plan for a disability and this has added to their personal struggle along with their employers struggle.   At Kollmorgen & Associates we believe that Disability Income Insurance is one of the best value added benefit products available to employers to offer. Whether your business’s nature is hazardous or not, whether you want to have a plan that covers work related accident or non-work related accident or not, we believe that every company should have a good Disability Income Insurance coverage for its employees.  Just consider:

  • Three in 10 workers entering the work force today will become disabled before retiring.
    – Social Security Administration, Fact Sheet January 31, 2007
  • An illness or accident will keep 1 in 5 workers out of work for at least a year before the age of 65.
    – Life and Health Insurance Foundation for Education, November 2005
  • One in 7 workers can expect to be disabled for five years or more before retirement.
    “Commissioners Disability Table, 1998,”
    – Health Insurance Association of America, the New York Times, February 2000
  • Close to 90% of disabling accidents and illnesses are not work related.
    – National Safety Council, Injury Facts 2008 Ed.
  • In the last 10 minutes, 498 Americans became disabled.
    – National Safety Council, Injury Facts 2008 Ed
  • 70% of the private sector workforce has no long-term disability insurance.
    – Social Security Administration, Fact Sheet January 31, 2007

However, not all Disability Income insurance plans are created equal. We believe it is best to custom-make a specific plan to fulfill the needs of your company. There are various options to choose from, such as employer paid plans, employee paid plans, mandatory plans, voluntary plans, short term benefits, long term benefits, paid leave and so much more.

To find out which are the best plans for your company, please give us a call and we will let you know what we need in order to give you a free quotation.